The Insurance Guy, Inc. Commercial Insurance in Miami

sitemap The Insurance Guy, Inc. Commercial Insurance in Miami

Commercial Property. In most cases, this provides coverage for "risks of direct physical loss" to your buildings and your business personal property. Losses from things like earthquakes, floods, decay and normal wear are not covered here.

Commercial Umbrella. Provides broad higher limits of liability (usually 1 million and up) for catastrophic losses against the company in excess of your primary policy limits.

Comprehensive general liability coverage insures a business against accidents and injury that might happen on its premises, as well as exposures related to its products. It will protect you from payments for bodily injury or property damage to a third party, for medical expenses accruing to the underlying incident, for the cost of defending lawsuits including investigations and settlements, and for any bonds or judgments required during an appeal procedure.

No matter how diligently you remove all possible hazards from your business, you could be sued successfully for accidents resulting from simply the carelessness of a customer. General liability insurance is your last line of defense against devastating claims for things over which you may have little or no control.

The Insurance Guy, Inc. represents companies that use different factors to offer accurate insurance quotes. These Insurance companies will collect information from consumer reporting agencies including information on your driving record, prior insurance claims, and credit-based insurance score. These reports will be used to issue an accurate quote, issue a policy or to renew a policy.

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We have been working with owner-operators and trucking companies like yours in all types of hauling activities across the Florida.

At The Insurance Guy, Inc.

If you haul aggregate (gravel, asphalt and sand) or asphalt for road and foundation construction, or remove construction materials, trash, or snow and ice in winter, we have a specialized insurance package just for your hauling needs.

Our Premium Insurance Carriers Specialize in Heavy Equipment.

We use only the highest quality insurance carriers with reputations as the premier carriers in the industry. Plus, we have special programs that can be tailored to your truck type and your organization.

We Offer Great Rates
We specialize in dump trucks, so we have tremendous buying power in the truck insurance market. We understand that hauling organizations have limited budgets, so we pass these savings along to you.

Some other services we offer: